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A debtor funded his annulment with a loan from an annulment funding company, secured on the matrimonial home. Upon non-payment, the lender sought to enforce the security and the loan. Attempts by the debtor to avoid liability on the grounds of non est factum and ss 140A-D of the Consumer Credit Act 1974 were unsuccessful before District Judge Swan, sitting in Macclesfield County Court.
"This is the ultimate statement of where the law on IVAs is to be found in our great common law...